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News, Product Updates

Introducing: FCMB Virtual Account is Now Available on Naira Wallet

  • December 3, 2025

You will never need to pause your transactions again due to a delay in funding your VitalSwap wallet.

That struggle is officially over because FCMB Virtual Account is now live on VitalSwap! You can now top up your Naira wallet directly with your personal FCMB virtual account — instantly, 24/7, zero delays.

 

This is a total game-changer for every Nigerian business owner, creator, and freelancer:

 1. Instant Funding, No more transfer delays.

  • Previous method: 1–15 mins (sometimes hours if your bank is acting up)
  • With FCMB virtual account: 0–30 seconds
    Your money appears the moment you hit “transfer” from any bank app or USSD.

2. Your Own Dedicated Account Number

  • No more copying random account names every time
  • Same FCMB account number forever — save and reuse continuously.

3. Zero Transfer Fees 

  • Using FCMB as your option comes with zero fees. You get to keep every zero of your transactions.

 

How to Use Your FCMB Virtual Account

  1. Open the VitalSwap app
  2. Check for Wallet ( Naira ) and click on “Fund Wallet”
  3. Copy your unique FCMB account number generated (or save it directly to your contacts)
  4. Transfer any amount from your bank → watch it appear instantly.

 

You can now skip the line and fund your “Naira Wallet” with speed, ease, and at zero fee. With your FCMB virtual account, transactions just git better!

Open your VitalSwap app right now,  use your personal FCMB virtual account, and try your first instant top-up.

Precious Oriji

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